Your Next
Money Move

Personalized AI podcasts with Max & Penny deliver clear, actionable steps tailored to your unique situation

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Generic tips are everywhere.
Your clear path is custom.

64%

Need better financial planning

48%

Unsure which advice to trust

53%

Lack confidence in money decisions

How Custom Money Works

Transform confusion into confidence, in just four steps

1

Tell us what's on your mind. Your top money question is our starting point.

2

Create

Max & Penny craft your personalized 7-20 minute podcast episode.

3

Receive

Your custom episode lands in 24 hours. Private. Focused. Yours alone.

4

Listen

Access your guidance anywhere. Download or add to your podcast app.

EXPERIENCE THE DIFFERENCE

Smart money guidance meets your reality

Your financial situation is unique. Your guidance should be too.
Custom Money meets you where you are.

PRIVATE BY DESIGN

Financial conversations shouldn't be overheard. Your episodes exist only for you. Complete privacy, zero exceptions.

CUSTOM-BUILT INSIGHTS

What works for everyone works for no one. Max & Penny analyze your specific situation. Guidance that actually fits your life.

CLARITY INTO ACTION

Knowledge without direction is just noise. Each episode concludes with your next steps. From "what now?" to "here's how."

UNIQUE SITUATIONS → CUSTOM EPISODES

MORTGAGE DILEMMA

I have a 30-year mortgage at 3.2% with 25 years remaining, and I’m wondering whether making extra payments will significantly shorten my loan term or if I should invest that money instead—after all, I’m 40 now, I’d love to be mortgage-free by age 65, and I want to choose the smartest approach given today’s interest rates and expected investment returns.

INHERITANCE ALLOCATION

I recently received a $45K inheritance and I'm unsure how to allocate these funds wisely. I have $12K in credit card debt at 18% interest, a 6-month emergency fund already established, and I'm contributing 6% to my 401(k) with employer match. Should I clear the debt completely, split the money between debt payoff and investments, or consider something else entirely?

CAR CROSSROADS

I'm 28 and finally in a stable position after some difficult years. I'm looking at buying my first car but feeling overwhelmed by the options: lease vs. buy, new vs. used, loan terms, and how much to put down. My credit score is around 720, and I make $62K annually with about $8K saved for this purchase. How do I approach this decision without making a costly mistake?

DEBT STALL

I graduated 3 years ago with $65K in student loans. Despite making regular payments, my balance has only decreased by $3K. I'm on an income-driven repayment plan, but I'm confused about why my balance is barely moving. Should I switch plans, refinance or continue with my current approach? I'm earning $58K annually and want to be strategic about tackling this debt.

GOAL BALANCE

My partner and I (both 34) are trying to balance saving for a house down payment, building our retirement accounts, and creating a college fund for our 2-year-old. We earn $130K and have $20K saved. Every financial advice seems to prioritize these goals differently, so we're struggling to cover all three without sacrificing any. How should we allocate our resources?

CUSTOM MONEY FAQ

Is there a cost to join the waitlist?

No, waitlist signup is completely free.

How do I submit my concerns?

You will receive an email with a link to enter your concerns and prepare your episode.

Who creates these podcasts?

Max & Penny, our specialized AI financial hosts.

How detailed should my concerns be?

More detail leads to more personalized guidance.

What financial topics can I ask about?

Anything from debt to investing, retirement to major life decisions.

Can I follow up with questions?

Yes, you can request additional episodes to explore further.

Will episodes reference my specifics?

Yes, we incorporate the exact details and figures you share with us.

Can episodes focus on emotional aspects?

Absolutely. We address both practical and emotional financial challenges.

Your NextMoney Move

Generic tips are everywhere.Your clear path is custom.